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INSURANCE HOME PROTECTOR ADDITIONAL HOME LIABILITY PORTABLE
INSURANCE HOME PROTECTOR ADDITIONAL HOME LIABILITY CODE
INSURANCE HOME PROTECTOR ADDITIONAL HOME LIABILITY PROFESSIONAL

You should also read the Premium, Excess and Discount Guide (PEDG) , Key Facts Sheets (KFS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.ĬommInsure is proud to be a signatory to the General Insurance Code of Practice. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from or by calland should be considered before making any decisions about this product. You should, before acting on this, consider the appropriateness of the product to your circumstances. This information has been prepared without considering your objectives, financial situation or needs. The target market for these products will be found within the product’s Target Market Determination, available here. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL. The Bank does not guarantee the obligations or performance of CIL or the products it offers. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). CommInsure is a registered business name of CIL. Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL).

INSURANCE HOME PROTECTOR ADDITIONAL HOME LIABILITY PORTABLE

Ģ Cover for damage caused by storm, bushfire or flood is excluded for the first 48 hours of the policy (exceptions apply). Claim limits and other exclusions apply.ģ Gap Cover does not apply to Portable Contents Cover, Domestic Workers’ Compensation Cover, Items with a maximum claim limit and Legal Liability. No discounts apply to Portable Contents Cover when taken as a standalone policy. Minimum premiums may come into force and reduce the extent to which discounts are applied. We may remove or change this discount effective from the renewal date. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. If you purchase combined Investment Building and Contents Cover, a discount of up to 10% will be applied to your basic premium. You can access further information by using the links below:ġ If you purchase combined Residential Building and Contents Cover, a discount of up to 15% will be applied to your basic premium.

INSURANCE HOME PROTECTOR ADDITIONAL HOME LIABILITY PROFESSIONAL

Whilst we work with you, we will place any recovery on hold.įor access to free and confidential advice from professional financial counsellors, call the National Debt Helpline on 1800 007 007, or visit their website.

deducting the excess from the claim amount we pay you.

delaying one or more instalment payments for an agreed period.

delaying the date on which the payment must be made.

If you qualify for financial hardship support, we will work with you to implement an arrangement that could include any one or more of the following: Please contact us on 13 24 23 to talk about your situation, and we will work with you to provide support.

If you are experiencing financial hardship, we encourage you to tell us.

We are committed to helping and offering additional support when you need it. Supporting customers experiencing financial hardship or difficult circumstances